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KUALA LUMPUR: Existing and prospective business owners aged between 21 and 45 can apply for the 1MCA microcredit scheme after the Chinese New Year.
MCA Presidnet Datuk Seri Dr Chua Soi Lek said the programme was meant to provide financial aid of up to a maximum of RM20,000 to youths of all races.
“A total of RM40mil is available for application under the scheme, which will be managed by the two cooperatives under the party - Koperasi Jayadiri Malaysia Berhad and Koperasi Serbaguna Malaysia.
“The interest rate is 7% and successful applicants will be given five years to repay the loan,” he told reporters after chairing the party’s presidential council meeting here Tuesday.
He said the party welcomed youths of all races and religious backgrounds to apply for the loan.
Dr Chua said youths who were attached to any non-governmental organisation or political party, regardless of their divide, and single parents would gain an extra 10 points for the credit evaluation.
“The extra points they earn will give them priority status in their applications,” he said.
He said those interested in applying for the loan could download the application form from the party website.
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